For most owner-managers the business is the biggest asset on the personal balance sheet — and the one most often left out of the financial plan. We bring the two together: director remuneration, pension contributions, shareholder cover and the eventual exit.
Salary, dividends and employer pension blended for tax efficiency and personal cashflow.
Using surplus profit to fund retirement before it's drawn as income.
Cover that keeps the business intact if a shareholder dies, falls ill or wants to leave.
Modelling sale, EOT or family succession scenarios long before the decision is forced.
If any of these sound familiar, an introductory call is almost certainly worth an hour of your time.
The first conversation is at our cost. No fee, no pressure — just a clear sense of whether we're the right fit.
A plan that helps you to achieve your goals, understands your risk attitudes and anticipated timelines — with the facility to be reviewed every year if appropriate.
Consolidation, drawdown and tax-efficient withdrawal strategies built around the life you actually want.
Evidence-based portfolios, low cost, globally diversified — held in your name with full transparency.